The personal loan becomes handy at times when any additional expenses crop up. There may be a situation where you are required to pay the additional insurance premium, medical expenses, wedding expenses, or any kind of emergency expenses, you can easily get a Bajaj FinServ personal loan by following these four simple steps: Bajaj FinServ offers personal loans of up to Rs.25 lakh, which you can get access to without having to pledge any asset. Fill the basic details form!
At the time of applying for personal loan Bajaj FinServ, you are redirected to a form. Under this, you need to give personal, employment, and financial details. Apart from that, you were also needed to provide the city of residence, your age for knowing your loan eligibility. Please make sure that all details mentioned should be accurate. Choose the loan amount and Tenor! The next step is to fill the desired loan amount and tenor for instant loan approval. If are not sure about the loan tenure or, EMIs then you can make use of the personal loan calculator to know all about the same and manage accordingly. The best part about applying for a personal loan Bajaj FinServ is that it offers Flexi Term and Flexi-interest loans. There are separate EMI calculators of both. If we talk about the Flexi term loan, here the EMI consists of the interest and principal. If we talk about lighter EMIs, you can repay the principal at the time of loan gets matured with the option of Flexi-interest. Under this, EMI comprises of interest only. Submission of the required documents The Bajaj FinServ believes in giving a doorstep service to its loan applicants, where the representative visits your premises to collect the required document, in case, you have chosen offline mode or unable to attach the required documents at the time of filing an online loan application. It is a collateral-free loan, you are required to submit documents include: - KYC documents - Employee ID card - Salary slips of the previous 12 months - Bank account statements of your salary account, for the previous 3 months Checking the loan application status after submission of documents After filing the loan application, you can use your login details to know your Bajaj FinServ personal loan status via the official website or through the mobile app by following the steps mentioned below:
The process to check Bajaj FinServ personal loan status via the app:
Quick Disbursal Once the documents are submitted and verified, your money will be credited to your bank account within 24 hours. Following the above steps mentioned, you can get a quick personal loan disbursal from Bajaj finance to ease your liquidity pressure. Related Article - A Complete Guide To HDFC Personal Loan
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